Atlanta, GA · Licensed MLO · tiffannicloses.com
Complex Deal Closer | Credit, Tax & Mortgage Strategist
I specialize in the files everyone else passes on — self-employed borrowers, 1099 earners, investors, and clients with credit or income challenges. 15+ years in tax and credit means I don't just run your loan. I engineer it.
About Me
Most loan officers work the application. I work the strategy behind it. After 15+ years helping clients navigate taxes and credit, I became a licensed Mortgage Loan Originator because I kept seeing good people get denied for fixable reasons. Now I combine all three disciplines to get deals done that other lenders can't touch.
Based in Atlanta. Remote-capable. Always direct.
What I Do
From fixing your credit to closing the table — I can handle every step of the process, or just the piece you need.
Mortgage
Self-employed? 1099? Multiple properties? Tax returns that look complicated? I use income averaging, DTI engineering, and every tool available to get you to the closing table. I don't give up on files.
Credit Consulting
Bad credit isn't a dead end — it's a starting point. I've been working credit strategy for 15+ years. I'll show you exactly what's holding you back and build a real plan to fix it fast.
Loan Signing & Notary
Certified Notary Signing Agent available for loan closings, real estate documents, and general notary services. Mobile and flexible — I come to you. Additional document services available upon request.
The Difference
Who I Work With
I built my practice around the clients other lenders don't know how to handle.
How It Works
Let's Talk
No pressure. No judgment. Just a real conversation about where you are and where you want to be.
Tough file? I got you.